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California
Health Insurance - Making the right decision |
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Why
buy health insurance in California??
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-The
average person lands in the
hospital every 7 years.
"I
can't afford health insurance".
If
you think health insurance is expensive then imagine
the costs that it protects you from.
If anything, you want to cover the big bill...check
out our section
101 to
understand how a lot of people are paying too much and
over-insuring the small bills.
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Almost
50%
of U.S. bankruptcies are the result of costs
from sudden illness and/or injury for the un-insured. |
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Why Blue Cross
or Blue Shield of California??
Stability, Local Ease
of Use, and Comprehensive Coverage - that's why the Blues have been California's
carrier for decades.
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There
are
5
major
health
insurance companies in
California: Blue Cross, Blue Shield, Kaiser,
Pacificare, and Healthnet. Kaiser is only
HMO - all their eggs in one basket, and Pacificare, mainly HMO, has had recent
financial
troubles.
The HMO model is based on cost control, an
increasingly difficult feat in today's medical world. Also, the
Blue
Card program is great for when you are in other
states!!
We are independent brokers which means we
can deal with any company. We choose
to concentrate on Blue Cross and Blue Shield because
they will be around and they provide the widest array
of options including strong PPO plans and MSA's. 70% of
Blue Cross is PPO.
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Why
www.CaliforniaPlans.net??
-Over 25 years in the California health
insurance market.
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Health
insurance can be complicated. That's where we
come in. We do not sell...we educate. Whether
you go with one plan or another or not at all...we
will work to answer your questions and arm you with
the knowledge you need.
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The
rates and benefits are IDENTICAL no matter where you
buy from...it's the service and knowledge where we
surpass others
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The
three main strengths you want in a broker:
Knowledgeable -
25 years and counting.
Unlike the carriers with their many telemarketers, or
other brokers with many different types of insurance
and/or
companies...we concentrate on health and a few solid
companies.
Accessible
- our whole focus is educating our
clients and that means answering any question...with a
smile. Try
us...you'll
see we mean it.
email
or at 1-800-320-6269
Impartial
- Again, the rates and benefits for a given company
are identical regardless of who you buy it through.
We
are independent brokers...it
is not in our interest for you to go with any one
particular company. It's in our interest for you
to go with the best company and best plan...one that
you understand.
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Our services are free...why wouldn't you take
advantage of them!! |
For quotes, plan benefits, and
provider listings...click
here!!
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californiaplans.net
provides rates, applications, and
information to better help Californians
understand their options. Goodacre
Insurance Services, the registered owner of
the web site, does not recommend, endorse or
provide advice on which insurer to select or
which products to buy.
Do not cancel any existing
health insurance until you receive written
confirmation from the insurance company to
which you are applying
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